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Riskinfo.ai: Revolutionizing Risk, Regulations, and AI Knowledge Sharing
Revolutionizing Risk, Regulations, and AI: Introducing Riskinfo.ai
Introducing Riskinfo.ai: Your Go-To Resource for Risk, Regulations, and AI
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21
FRTB compliance: Options for banks with small trading books in the United Arab Emirates
The Fundamental Review of the Trading Book (FRTB) is a flagship market risk regulation that is a game changer for financial institutions. For FRTB compliance, banks in the United Arab Emirates (UAE) have a choice between the Internal Model Approach (IMA) and the Standardised Approach (SA). Within the SA, banks can use the advanced approach based on risk sensitivities or a simplified standardised approach (SSA). The decision for FRTB compliance should be thought through care
Ram Ananth
Mar 23
Wings , Stress Testing & the CEO
A story 📖 Imagine you have a new idea. It could be great – some sort of innovation , or new project type, something that the client...
Anna Slodka-Turner
Mar 6
Integrating AI and Human Expertise in Strategic Risk Management – the Cyborg Approach
There are many developments concerning AI products that rattle the markets such as DeepSeek unveiling, , allegations of cheating ,...
Alla Gil
Feb 10
EDITOR'S PICK
EDITOR'S PICK
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
RECENT POSTS
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
RECENT POSTS
Crypto’s great comeback: And why the banks should now join the party
Executive summary The regulatory breakthrough that changes everything After years of institutional exile, cryptocurrency and stablecoins are poised for mainstream adoption by traditional banks. This is driven by a fundamental shift in the U.S. and global regulatory frameworks. The problem: prohibitive cost of capital Basel Committee capital rules imposed a punitive 1,250% risk weighting on crypto assets, making them economically impossible for banks. A simple example: a $1 mi
Pierre Pourquery
7 hours ago
Regulatory Updates Newsletter : November 2025
Welcome to the November 2025 edition of our regulatory newsletter, featuring landmark reforms in financial supervision and prudential policy worldwide. This month, regulators worldwide continued to sharpen rules on digital innovation, AI risk, and financial stability. This month’s highlights: The Bank of England (BoE) kicked off a consultation on sterling stablecoin oversight, while Singapore’s MAS set out draft AI governance standards. The U.S. Federal Reserve unveiled new
Staff Correspondent
1 day ago
A Turning Point for Building Societies
The regulatory environment for UK building societies is undergoing a significant shift. The Prudential Regulation Authority (PRA) is progressing toward the phased implementation of its Strong and Simple Regime (SSR) from 2026. The SSR is designed to simplify prudential requirements for small domestic deposit takers (SDDTs), thereby providing simplified liquidity and disclosure requirements for eligible building societies. Also, the PRA is set to withdraw Supervisory Statement
Sreekanth Mangulam & Anshuman Prasad
5 days ago
WEEKLY TOP
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21
FRTB compliance: Options for banks with small trading books in the United Arab Emirates
The Fundamental Review of the Trading Book (FRTB) is a flagship market risk regulation that is a game changer for financial institutions. For FRTB compliance, banks in the United Arab Emirates (UAE) have a choice between the Internal Model Approach (IMA) and the Standardised Approach (SA). Within the SA, banks can use the advanced approach based on risk sensitivities or a simplified standardised approach (SSA). The decision for FRTB compliance should be thought through care
Ram Ananth
Mar 23
EDITOR'S PICK
RECENT POSTS
Why Europe's Securitization Market Falls Short - and How to Fix it
Introduction Securitizations help European banks lend more. They allow banks to move the credit risks of loans off their balance sheets and use the freed-up capital to support new lending. But since the Global Financial Crisis (“GFC”), securitization volumes in Europe have dropped significantly, while in contrast, the U.S. market has grown, even though U.S. defaults peaked during the GFC. To address this, the EU Commission is reviewing how securitization works in the EU. This
Danny Dieleman
Nov 10
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 4
Bank Asset – Liability Management Approach in times of Extreme Uncertainty: A Guide for ALCO Chairs
WHITEPAPER Today banks are operating under heightened uncertainty. Since early 2025, global markets have experienced considerable volatility, driven by unpredictable policy directions and rapidly shifting economic indicators. This has been reflected in pronounced movements across equity markets and widening spreads in both short and long-term interest rates. One notable development has been the sharp increase in 10-year US Treasury yields following major policy announcements.
RECENT CONTRIBUTORS
Danny Dieleman
Senior Treasury Executive
at a Leading European Bank
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Adrian Munday
Global Head of Operational, Technology and Cyber Risk
at Standard Chartered
Moorad Choudhry
Board Advisor
at Surya Fintech
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Revolutionizing Risk, Regulations, and AI: Introducing Riskinfo.ai
FEATURED JOBS
Audit Manager – Quantitative, Actuarial & AI Models
Lloyds Banking Group
UK
Hybrid
24/11/2025
People Analytics – Data Science Analyst
NOMURA
USA
Hybrid
22/11/2025
Risk Analyst – Business Lending
Westpac Group
Australia
Onsite
24/11/2025
Risk Analyst – NCT
Deutsche Bank
India
Hybrid
24/11/2025
Riskinfo.ai: Revolutionizing Risk, Regulations, and AI Knowledge Sharing
Revolutionizing Risk, Regulations, and AI: Introducing Riskinfo.ai
Introducing Riskinfo.ai: Your Go-To Resource for Risk, Regulations, and AI
Replicating Portfolios in Banking: A Literature Review on Asset-Liability Management, Interest Rate Risk, Liquidity Risk, and Funds Transfer Pricing
Banks face significant challenges in managing liabilities without contractual maturities—such as demand deposits and savings accounts—due...
Chih Chen
May 8
The Future of Risk: Emerging Themes in Reinsurance
The reinsurance sector is undergoing a structural transformation as it grapples with an increasingly complex and interconnected global...
David Withnell
Apr 21
EDITOR'S PICK
Crypto’s great comeback: And why the banks should now join the party
Executive summary The regulatory breakthrough that changes everything After years of institutional exile, cryptocurrency and stablecoins are poised for mainstream adoption by traditional banks. This is driven by a fundamental shift in the U.S. and global regulatory frameworks. The problem: prohibitive cost of capital Basel Committee capital rules imposed a punitive 1,250% risk weighting on crypto assets, making them economically impossible for banks. A simple example: a $1 mi
Pierre Pourquery
7 hours ago
Regulatory Updates Newsletter : November 2025
Welcome to the November 2025 edition of our regulatory newsletter, featuring landmark reforms in financial supervision and prudential policy worldwide. This month, regulators worldwide continued to sharpen rules on digital innovation, AI risk, and financial stability. This month’s highlights: The Bank of England (BoE) kicked off a consultation on sterling stablecoin oversight, while Singapore’s MAS set out draft AI governance standards. The U.S. Federal Reserve unveiled new
Staff Correspondent
1 day ago
WEEKLY TOP
Navigating the New Age of Risks: Integration over Isolation, Expertise over Convention
Did you know that organizations today can easily identify over 500 distinct risk types in their libraries? Add to this the complexity of overlapping control matrices, hundreds of policies, and SOPs that read like novels. As businesses grow, risk landscapes also evolve—from startups requiring agility to mature organizations contending with intricate ecosystems and complexities. Simplification and Integration: The Core Challenges The true challenge of risk management lies in si
Deepak Kumar Bhatter
Nov 20, 20243 min read
The Absolute Luxury of a Blank Sheet of Paper: Building a Risk Management Framework for a Financial Services Startup
No legacy systems, no “that’s how we’ve always done it,” and absolutely no pre-existing constraints. Just a blank screen, a fresh...
David Withnell
Nov 20, 20245 min read
Navigating the Labyrinth: AI Regulation in the Healthcare Industry
We examine the imperative of establishing stringent AI regulations in the healthcare industry, focusing on the ethical, legal, and safety challenges brought about by AI's transformative impact on areas such as diagnostics and personalized treatments. The healthcare industry stands at the precipice of a revolution driven by artificial intelligence (AI). From medical diagnosis and treatment to drug discovery and personalized care, AI promises to transform healthcare delivery a
Staff Correspondent
Jan 16, 20243 min read
"The Regulatory Road Ahead: Anticipating AI's Impact on Compliance"
Peer into the future of regulatory compliance in the age of AI. Discuss potential regulatory developments and how businesses can...
Staff Correspondent
Dec 6, 20231 min read
"Risk Intelligence 2.0: AI-Driven Insights for Strategic Decision-Making"
Journey into the next generation of risk intelligence with AI. Explore how organizations are leveraging artificial intelligence to...
Staff Correspondent
Dec 6, 20231 min read
"Compliance in the Digital Age: AI-Powered Regulatory Solutions"
Explore the transformative impact of AI on regulatory compliance. Discover innovative solutions that harness the power of artificial...
Staff Correspondent
Dec 6, 20231 min read
RISK
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REGULATION
AI
The Old Scenario Playbook Is Dead. Here’s the AI Upgrade - Part 1
Jet lag returning from Malaysia this week means that my usual “it’s 6:30am on a Saturday morning” is more like “I fell asleep at 3pm”… but the outcome is the same. In toying with using AI for scenario planning over the last few weeks it struck me that the two-day scenario workshop we ran earlier in the year could now be emulated in a couple of hours. The TL;DR - Traditional scenario planning takes months of planning and costs upwards of $100,000 for a board level simulation.
ADRIAN MUNDAY
Nov 49 min read
Consulting's Survival Crisis
AI, People, and the Path Forward The consulting industry, worth over $300 billion globally, stands at a critical inflection point. Two converging crises (one technological, one human) are simultaneously threatening the survival of traditional consulting models. While much attention has focused on AI's disruptive potential, a deeper, more insidious problem has been festering: consulting firms are systematically damaging their most valuable asset, their people. Part I: The AI T
Pierre Pourquery
Oct 136 min read
Agentic Memory: Unleashing the Potential of AI with a Digital Brain
Ever worked with a brilliant analyst, One who delivers exceptional insights - but forgets everything the moment they leave the...
Nitish Jain
Sep 85 min read
How AI is Reshaping SEO in 2025?
Remember when SEO meant stuffing keywords like “best pizza near me” a hundred times on a page and hoping Google would notice? Yes, those...
Ankita Tiwari
Aug 265 min read
BUILDING NIGERIA’S SOVEREIGN AI INFRASTRUCTURE
In the rapidly evolving digital era, artificial intelligence (AI) has emerged as a transformative force reshaping economies, societies,...
Sonny Iroche
Aug 216 min read
Who Is Responsible When AI Makes a Mistake?
In today’s hyper-automated world, artificial intelligence (AI) doesn’t just suggest your next movie—it decides whether you get a loan,...
Ankita Tiwari
Jul 116 min read
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