Regulatory Updates Newsletter: January 2025
- Staff Correspondent
- Feb 3
- 4 min read
Updated: Mar 6
Welcome to the first RiskInfo.ai Monthly Regulatory Newsletter! These updates highlight evolving AI governance frameworks, enhanced financial reporting requirements, and intensified focus on crypto compliance. Below, we detail five critical developments, followed by a summary table of additional actions.
EBA Initiates 2025 EU-Wide Stress Test
On January 20, 2025, the EBA launched its 2025 EU-wide stress test, designed to assess the resilience of 64 EU banks under baseline and adverse scenarios over a three-year horizon (2025-2027). The adverse scenario envisions a hypothetical escalation in geopolitical tensions leading to a cumulative 6.3% decline in EU GDP, accompanied by significant inflationary pressures and adverse effects on private consumption and investments.
Implications:
Bank Resilience Assessment: The stress test will evaluate banks' ability to withstand severe economic shocks, providing insights into potential vulnerabilities within the EU banking sector.
Regulatory Oversight: Results will inform supervisory authorities about necessary interventions to ensure financial stability.
Market Transparency: The exercise aims to enhance market discipline by disclosing banks' capacities to manage extreme economic conditions.
The EBA plans to publish the stress test results in early August 2025
FDIC Vice Chairman Outlines New Regulatory Direction
ICO Clarifies Data Protection Rights in AI Development
EBA and ESMA Analyze Recent Developments in Crypto-Assets
SEC Establishes 'Crypto 2.0' Task Force
Summary Table of Additional Updates
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